Personal Loans A loan is a financial transaction in which one party (the lender) agrees to give another party (the borrower) a certain amount of money with the expectation of total repayment. The specific terms of a loan are often spelled out in the form of a promissory note or other contract. The lender can ask for interest payments in addition to the original amount of the loan (principal). The borrower must agree to the repayment terms, including the amount owed, interest rate and due dates. Some lenders can also assign financial penalties for missed or late payments. Let us help you find a suitable loan. Whether you're looking for a secured or unsecured loan we can help meet all your financial needs. As this is not a regulated product we are not authorised through Personal Touch to provide advice in this area, however we can still assist you with your enquiry. Please complete the contact us form and someone will get back to you to discuss your requirements.